| NOTICE
OF YOUR FINANCIAL PRIVACY RIGHTS |
| We,
our and us, when used in this notice, mean Georgia
State University Federal Credit Union.
This
is our privacy notice for our members. When we use the words
"you" and "your" we mean the following types of members: |
All
of our consumer members who have a continuing relationship
with us, such as
-
Deposit account
-
Loan account
-
Credit card
-
Self-directed Individual Retirement Account where
we act as custodian or trustee
|
We will
tell you the sources for nonpublic personal information we
collect on our members. We will tell you what measures we
take to secure that information.
We first
define some terms.
Nonpublic
personal information means information about you that
we collect in connection with providing a financial product
or service to you. Nonpublic personal information does not
include information that is available from public sources,
such as telephone directories or government records.
An affiliate
is a company we own or control.
A
nonaffiliated third party is a company that is not
an affiliate of ours. |
|
THE
INFORMATION THAT WE COLLECT
We
collect nonpublic personal information about you from the following
sources: |
- Information
we receive from you on applications or other forms
- Information
about your transactions with us
- Information
about your transactions with nonaffiliated third parties
- Information
from a consumer reporting agency
|
| THE
CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL
INFORMATION |
| We
do not disclose your nonpublic personal information to anyone, except
as permitted by law or as disclosed in this disclosure. |
| NONPUBLIC
PERSONAL INFORMATION AND FORMER MEMBERS |
| We
do not disclose nonpublic personal information about former members,
except as permitted by law. |
| AUTHORIZED
SHARING- JOINT MARKETING |
| We
may disclose the following information to other financial institutions
with whom we have joint marketing agreements: Nonpublic
personal information we receive from you on an application or other
forms, such as
You do not have
a right to opt out of the disclosure of this information. |
| Exceptions: |
| |
We
do not share this information about members who reside in
Alabama, Alaska, Idaho, North Dakota, or Vermont.
We
do not share any information derived from deposit (share)
relationships with us about members who reside in Massachusetts,
Mississippi, or New Jersey. |
|
| Types
of Businesses |
| Here
are the types of businesses to whom we may disclose nonpublic personal
information under this section:
Financial service providers, such as
|
| Reasons
for Disclosing |
| Here
is why we may disclose nonpublic personal information about you to
other financial institutions with whom we have joint marketing agreements:
To
provide our members with information about additional products and
services |
| Limitations
on Disclosure |
| Here
are the limitations we impose on the use of nonpublic personal information
disclosed to other financial institutions with whom we have joint
marketing agreements:
We only allow direct mail solicitations. |
