JANUARY
2007
Would you give your credit card number to someone who called you out of the blue? Of course not! An e-mail
isn’t any different. Your credit union will never ask for your personal information via e-mail.
If you get an e-mail requesting that you confirm
your account number or give other personal
details, what should you do? DELETE IT! Call
or e-mail the referenced company directly and
ask whether the e-mail or website is really from
them. NEVER CLICK ‘REPLY’ TO A
SUSPICIOUS E-MAIL!
Internet users have seen a significant increase in
the instances of “phishing,” a term used to
describe fraudulent e-mails and websites
designed to look like legitimate correspondence
from well-known financial institutions and
government agencies. Criminals can easily copy
logos and other information from legitimate sites
and make it hard to determine a real e-mail from
a fake one.
If your have disclosed personal information to a possible phishing scam,
file an online complaint with Internal Crime Complaint Center (a joint project on the FBI and the National
White Collar Crime Center) at http://www.ic3.gov. Because the disclosure of personal information may put you
at risk for identity theft, you also should go to the Federal Trade Commission’s identity theft website at
http://www.consumer.gov/idtheft and follow the directions. If you have received a possible phishing e-mail, but
have not responded to it, do not respond. Send copies of the e-mail to the Federal Trade Commission at
uce@ftc.gov and the Anti-Phishing Working Group at reportphishing@antiphishing.org.
Attention Quicken Users
Our home banking product does not provide the ability to import financial transactions into Quicken 2005
or any other versions. Several years ago, Quicken decided to require institutions to contract with them and
pay an annual fee based on the institution’s asset size to allow users to import their data. The credit union
determined that the fee was unreasonable based on the number of our home banking users.
Virtual Branch, our home banking product, supports exporting of account transactions to Microsoft Money
and other financial management packages using the QIF format.Users can download account history,
scheduled payments, payment history, scheduled transfers, and transfer history into a QIF formatted file, and
then import the QIF file into Money using import functionality in the personal financial management software.
|