 At
Georgia State university FCU, we offer the Visa® Classic credit
card, Visa® Secured credit card, the Visa® Gold card, and
the Visa® Platinum Preferred credit card. Your credit card should
offer convenience, not high costs. Why spend more on fees and interest
charges than you have to? Discover the savings of a GSUFCU Visa®
Card. You'll enjoy the following benefits:
- No annual fee on regular Visa®
Classic, Visa® Gold and VIsa® Platinum Preferred cards.
- Earn ScoreCard
Bonus Points every time you use your Visa® Platinum Preferred
card and redeem them for brand-name merchandise and exciting travel
offers.
- Concierge
Service during your hotel stays including priveledges such as
limosine reservations, global dining referrals and golf course
reservations. Only offered with the Visa® Platinum Preferred
card.
- Secured and unsecured fixed rates.
- 25-day grace period.
- No transaction fee on cash advances
from your credit union (interest accrues from the day of the advance).
- Free travel and accident insurance
on Visa® Gold and Visa® Platinum Preferred cards.
Please click
here to report a lost or stolen GSUFCU Visa® Classic, Visa®
Gold or Visa® Platinum Preferred credit card.
| Choose
The Plan That Works For You |
VISA®
Classic |
VISA®
Secured |
VISA®
Gold |
VISA®
Platinum |
| Annual
Percentage Rate (rates fixed) |
12.84% |
14.88% |
10.8% |
8.9% |
Other
Annual Percentage Rate
(cash advance & balance transfers) |
12.84% |
14.88% |
10.8% |
8.9% |
| Annual
Membership Fee |
NONE |
$15.00 |
NONE |
NONE |
| Grace
Period for Purchases |
25
DAYS |
25
DAYS |
25
DAYS |
25
DAYS |
| Method
of Computing Balance |
Average
Daily Balance (including New purchases) |
| Minimum
Finance Charge |
NONE |
NONE |
NONE |
NONE |
| Transaction
Fee |
NONE |
NONE |
NONE |
NONE |
| Cash
Advance Fee: NONE
Over-Credit-Limit Fee: $25.00
Late Payment Fee: $20.00 if paid ten (10) or more days
after due date. Late payments and over-limit transactions
violate your VISA® account agreement
Charges incurred by use of the Visa card are due on
receipt of the account statement.
|
Return
Check Fee: $20.00
Request for Statement Copy Fee: $5.00
Classic and Secured Rard Replacement Fee: $20.00
Gold Card Replacement Fee: $0 |
|
