Georgia State University Federal Credit Union

Effective January 1, 2010. Rates subject to change.

LOAN TYPE

ANNUAL PERCENTAGE RATE

Automobile Loans

24 Month*

Rate as low as 4.50%***

36 Month*

Rate as low as 4.75%***

48 Month*

Rate as low as 5.25%***

60 Month*

Rate as low as 5.75%***

72 Month*

Rate as low as 6.50%***

*Click here to calculate terms of repayment.

Unsecured Signature Loans

1 year to 2 years*

Rate as low as 8.75%***

3 years or longer*

Rate as low as 9.05%***

*Click here to calculate terms of repayment.

Open Line of Credit

15%

Second Mortgage Loans

Up to 5 years**

Rate as low as 5.75%***

Over 5 years**

Rate as low as 6.50%***

**Click here to calculate terms of repayment.

Home Equity
1=Prime less 1/2 percent

As of 1/1/10, the variable APR for home equity lines of credit is 4.50%¹ APR.*** The interest rate is subject to change but will not exceed 18% APR.

¹Current Floor
Home Equity loans are adjustable rate loans tied to the Prime Rate. They are adjusted once a month, the first day of the month following a prime rate change, see your loan agreement for more details. The loans have a floor of 4.00% and a ceiling of 18%

***All rates listed are the best possible rates available. All rates are based on credit qualifications with the exception of certificate and share secured rates. Rates are subject to change without notice. For more detailed information on our loan rates, please call a loan officer.